# Perqt

> Perqt is your AI Wallet — an AI-first assistant that tells you whether your premium credit cards are actually paying for themselves, surfaces unused credits and benefits, and recommends better-fit cards based on your real spending.

Perqt securely connects to your credit cards (read-only, via Plaid) and uses AI to match transactions to card benefits, calculate real ROI on annual fees, and proactively flag unused credits before they expire. It's built for people who carry premium cards (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, Bilt, Coinbase One Card, etc.) and want to know — in plain English — whether each card is worth it.

Perqt supports both points/miles cards and Bitcoin-rewards cards, valuing crypto rewards in dollars so every card in your wallet compares apples-to-apples.

## Product

- [Home](https://perqt.ai/): What Perqt does and how it helps you track and capture the value of your premium card benefits.
- [Explore Perqt](https://perqt.ai/explore): Interactive 13-step walkthrough of what Perqt actually does.
- [Live preview](https://perqt.ai/try): Try Perqt with sample data — no signup or card required.
- [Chrome extension](https://perqt.ai/extension): Shows the best card to use at checkout on the site you're browsing.
- [Trust & Safety](https://perqt.ai/trust-and-safety): How Perqt handles your data, Plaid read-only access, encryption, and security posture.
- [FAQ](https://perqt.ai/faq): How Perqt works, security, subscriptions, and billing.
- [Perqt vs CardPointers / MaxRewards](https://perqt.ai/vs-cardpointers-maxrewards): Feature comparison against competing card-management apps.

## Credit card research

- [All credit cards](https://perqt.ai/credit-cards): Full catalog of premium credit cards Perqt tracks, with fees, welcome offers, and top benefits.
- [Best card for… (by category)](https://perqt.ai/best-card-for): Which credit card earns the most on dining, groceries, hotels, airlines, gas, streaming, and more.
- [Welcome offers](https://perqt.ai/welcome-offers): Current sign-up bonuses across major premium cards, with cash value estimates.
- [Compare two cards](https://perqt.ai/compare): Side-by-side comparisons: annual fee, welcome offer, top earning categories, and key benefits.

## Company

- [Contact](https://perqt.ai/contact): Get in touch with the Perqt team.
- [Advertiser disclosure](https://perqt.ai/disclosure): How Perqt makes money and why it doesn't bias recommendations.

## Legal

- [Privacy policy](https://perqt.ai/privacy): How Perqt collects, uses, and protects your data.
- [Terms of service](https://perqt.ai/terms): Terms governing use of the Perqt service.
- [Cookies policy](https://perqt.ai/cookies): How Perqt uses cookies and similar technologies.