Your wallet is worth more than you think.
Perqt is your AI Wallet that uses your actual spending to maximize card benefits, measure each card’s real value, uncover missed opportunities, and help you make smarter decisions about every card you carry.
No card required to preview. Cancel anytime.
Your data, protected.
Read-only, encrypted, and never sold.
We never see your card number
Plaid handles the connection; Perqt only receives a read-only token.
Read-only bank connection
We can see transactions to match benefits — we can never move money.
AES-256 encryption
TLS in transit and AES-256 at rest for every token and credential.
Row-level security
Database policies ensure only your authenticated requests access your data.
We never sell your data
No ads, no brokers, no sharing your spending patterns. Ever.
Delete anytime
Disconnect a card or delete your account permanently in one click.
See the product
Explore Perqt
Know what your cards are really worth.
Perqt connects your cards through a read-only, bank-grade connection, then measures the value you've actually received, what's still available, and what your fees cost — so your wallet's net value is a number, not a guess.
Make Smart Wallet Decisions.
Connect your cards and start finding more value with Perqt.
Start your membershipYour Wallet, Finally Understood
01 — Every premium card. One intelligent wallet.
Bring your cards, rewards, benefits, and annual fees together—measured using your actual spending.
02 — Know what every card is really worth.
See the value you earn, the benefits you use, and whether each card is earning its annual fee.
03 — Make the right move before you miss it.
Know which card to use, uncover unused benefits, and get ahead of expiring credits and renewal fees.