We never sell your data
No advertisers, no data brokers, no marketing partners. Period.
Privacy Policy
Your data is yours. Full stop.
What we collect, what we never touch, and how you stay in control.
Last updated July 5, 2026
01 · Our promises
Four things we commit to
Read-only issuer access via Plaid
We connect via Plaid with read-only tokens — Perqt cannot move money, make purchases, or change your account.
Encrypted end-to-end
TLS 1.2+ in transit, AES-256 at rest, with row-level security on every table. Plaid tokens and Stripe credentials are encrypted — never stored in plain text.
Your data, your call
Disconnect a card or export and delete everything from settings — anytime.
02 · Data ledger
What we store — and what we don't
See the full breakdown
The complete list of what we store — and what we never touch
Every data field, why we hold it, and the strict never-list — laid out on our Trust & Safety page alongside the security controls that protect it.
Open Trust & Safety03 · The fine print
The full policy
Talk to a human
Questions about your data?
Privacy questions, deletion requests, or security disclosures — we read every email.