Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

American Express Blue Business Plus American Express Marriott Bonvoy Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Blue Business Plus

American Express

Blue Business Plus

Annual fee
$0
Network
amex
Welcome value
—
Min spend
$3,000 / 3mo

Top earning rates

  • 2×All other purchases · Amex Membership Rewards
  • 1×All other purchases · Amex Membership Rewards

Key benefits

  • Purchase protection · $0
  • Year-End Summary · $0
  • Expanded Buying Power · $0
  • Global Assist Hotline · $0
  • Connect to QuickBooks · $0
Full American Express Blue Business Plus review

American Express

Marriott Bonvoy Business

Annual fee
$125
Network
amex
Welcome value
$750
Min spend
$6,000 / 6mo

Top earning rates

  • 6×Hotels · Marriott Bonvoy
  • 4×Restaurants · Marriott Bonvoy
  • 4×Gas_stations · Marriott Bonvoy
  • 4×Wireless_services · Marriott Bonvoy

Key benefits

  • American Express Venue Collection Concessions Credit · $250
  • Additional Free Night Award (Spend Tier) · $200
  • Annual Free Night Award · $200
  • Marriott Bonvoy Room Rate Discount · $0
  • Complimentary Marriott Bonvoy Gold Elite Status · $0
Full American Express Marriott Bonvoy Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer