Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

American Express Business Green Rewards Card American Express Delta SkyMiles Platinum

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Business Green Rewards Card

American Express

Business Green Rewards Card

Annual fee
$95
Network
amex
Welcome value
~$250
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Flights & Prepaid Hotels
  • 1×Other Eligible Purchases

Key benefits

  • Baggage Insurance Plan · $0
  • Extended Warranty · $0
  • Purchase Protection · $0
  • Global Assist® Hotline · $0
  • Car Rental Loss and Damage Insurance · $0
Full American Express Business Green Rewards Card review

American Express

Delta SkyMiles Platinum

Annual fee
$350
Network
amex
Welcome value
—
Min spend
$4,000 / 6mo

Top earning rates

  • 3×Delta Purchases · Delta SkyMiles
  • 3×Hotels
  • 2×U.S. Supermarkets · Delta SkyMiles
  • 2×Dining

Key benefits

  • Annual Delta Main Companion Certificate · $350
  • $150 Delta Stays Credit · $150
  • Fee Credit for Global Entry or TSA PreCheck® · $120
  • $120 Rideshare Credit · $10
  • $120 Resy Credit · $10
Full American Express Delta SkyMiles Platinum review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer