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All comparisons
Head-to-head, 2026

American Express Business Green Rewards Card American Express Graphite Business Cash Unlimited Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Business Green Rewards Card

American Express

Business Green Rewards Card

Annual fee
$95
Network
amex
Welcome value
—
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Flights · Membership Rewards
  • 2×Hotels · Membership Rewards
  • 1×All other purchases · Membership Rewards

Key benefits

  • Vendor Pay by BILL · $0
  • No Preset Spending Limit · $0
  • Car Rental Loss and Damage Insurance · $0
Full American Express Business Green Rewards Card review

American Express

Graphite Business Cash Unlimited Card

Annual fee
$295
Network
amex
Welcome value
—
Min spend
—

Top earning rates

  • 2×All other purchases

Key benefits

  • American Express One AP Statement Credit (Spend Tier) · $2400
  • Return Protection · $0
  • No Foreign Transaction Fees · $0
  • Pay Over Time · $0
  • Virtual Card Controls · $0
Full American Express Graphite Business Cash Unlimited Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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