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All comparisons
Head-to-head, 2026

American Express Business Green Rewards Card Chase Sapphire Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Chase Sapphire Preferred

American Express

Business Green Rewards Card

Annual fee
$95
Network
amex
Welcome value
$150
Min spend
$3,000 / 3mo

Top earning rates

  • 2×flights · Membership Rewards
  • 2×hotels · Membership Rewards
  • 1×all other purchases · Membership Rewards

Key benefits

  • 1x Points on Base Spend · $250
  • Amex Offers · $100
  • 2x Points on Amex Travel · $60
  • Purchase Protection · $50
  • Car Rental Loss and Damage Insurance · $50
Full American Express Business Green Rewards Card review

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 5×travel · Chase Ultimate Rewards
  • 3×dining · Chase Ultimate Rewards
  • 3×online grocery · Chase Ultimate Rewards
  • 3×streaming services · Chase Ultimate Rewards

Key benefits

  • Primary Auto Rental CDW · $150
  • DoorDash DashPass · $120
  • Trip Cancellation/Interruption Insurance · $100
  • $50 Hotel Credit · $50
  • No Foreign Transaction Fees · $50
Full Chase Sapphire Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer