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All comparisons
Head-to-head, 2026

American Express Business Green Rewards Card Citi Strata Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Citi Strata Premier

American Express

Business Green Rewards Card

Annual fee
$95
Network
amex
Welcome value
$150
Min spend
$3,000 / 3mo

Top earning rates

  • 2×flights · Membership Rewards
  • 2×hotels · Membership Rewards
  • 1×all other purchases · Membership Rewards

Key benefits

  • 1x Points on Base Spend · $250
  • Amex Offers · $100
  • 2x Points on Amex Travel · $60
  • Purchase Protection · $50
  • Car Rental Loss and Damage Insurance · $50
Full American Express Business Green Rewards Card review

Citi

Strata Premier

Annual fee
$95
Network
mastercard
Welcome value
$600
Min spend
$4,000 / 3mo

Top earning rates

  • 10×car rentals · Citi ThankYou Points
  • 10×attractions · Citi ThankYou Points
  • 10×hotels · Citi ThankYou Points
  • 3×hotels · Citi ThankYou Points

Key benefits

  • Points Transfer to Partners · $150
  • $200 Annual Hotel Benefit · $100
  • Travel Protection Benefits · $50
  • No Foreign Transaction Fees · $30
  • Citi Entertainment® · $20
Full Citi Strata Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer