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All comparisons
Head-to-head, 2026

American Express Business Platinum American Express Delta SkyMiles® Platinum Business Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Delta SkyMiles® Platinum Business CardBigger welcome offer: American Express Business Platinum

American Express

Business Platinum

Annual fee
$895
Network
amex
Welcome value
$3,000
Min spend
$20,000 / 3mo

Top earning rates

  • 5×flights · Membership Rewards
  • 5×hotels · Membership Rewards
  • 1.5×business expenses · Membership Rewards
  • 1.5×large purchases · Membership Rewards

Key benefits

  • American Express One AP Statement Credit (Spend Tier) · $2400
  • Amex Travel Online Flight Statement Credit (Spend Tier) · $1200
  • Hotel Credit · $600
  • 35% Airline Bonus · $500
  • Hotel Elite Status · $400
Full American Express Business Platinum review

American Express

Delta SkyMiles® Platinum Business Card

Annual fee
$350
Network
amex
Welcome value
$1,000
Min spend
$8,000 / 6mo

Top earning rates

  • 3×Delta purchases · Delta SkyMiles
  • 3×hotels · Delta SkyMiles
  • 1.5×transit · Delta SkyMiles
  • 1.5×shipping · Delta SkyMiles

Key benefits

  • 1.5x-3x Delta SkyMiles Earning · $300
  • Annual Companion Certificate (Main Cabin) · $300
  • $2,500 MQD Headstart · $250
  • $150 Delta Stays Credit · $150
  • Free First Checked Bag · $140
Full American Express Delta SkyMiles® Platinum Business Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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