American Express Delta Reserve vs Capital One Venture Rewards

American Express Delta Reserve

$650/yr

VS

Capital One Venture Rewards

$95/yr

Every $1 · two cards

American Express Delta Reserve earns more in 0 of 9 categories · Capital One Venture Rewards in 8

• Dining
  1×1.2¢ per $1
  2×3.6¢ per $1
• Groceries
  1×1.2¢ per $1
  2×3.6¢ per $1
• Gas
  1×1.2¢ per $1
  2×3.6¢ per $1
• Flights
  1×1.2¢ per $1
  2×3.6¢ per $1
• Hotels
  1×1.2¢ per $1
  5×9¢ per $1

  via Capital One Travel

• Everything else
  1×1.2¢ per $1
  2×3.6¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.