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All comparisons
Head-to-head, 2026

American Express Delta SkyMiles® Gold Business Card American Express Hilton Honors Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Delta SkyMiles® Gold Business CardBigger welcome offer: American Express Delta SkyMiles® Gold Business Card

American Express

Delta SkyMiles® Gold Business Card

Annual fee
$150
Network
amex
Welcome value
$1,080
Min spend
$6,000 / 6mo

Top earning rates

  • 2×Delta purchases · Delta SkyMiles
  • 2×U.S. shipping · Delta SkyMiles
  • 2×U.S. advertising in select media · Delta SkyMiles
  • 1×All other purchases · Delta SkyMiles

Key benefits

  • 1x mile on All Other Purchases · $161
  • $150 Delta Flight Credit (Spend Tier) · $150
  • First Checked Bag Free · $140
  • 2x miles on Shipping & Advertising · $120
  • TakeOff 15% (Award Booking Discount) · $100
Full American Express Delta SkyMiles® Gold Business Card review

American Express

Hilton Honors Business

Annual fee
$195
Network
amex
Welcome value
$780
Min spend
$6,000 / 6mo

Top earning rates

  • 12×hotels · Hilton Honors
  • 5×all other purchases · Hilton Honors
  • 3×all other purchases · Hilton Honors

Key benefits

  • Hilton Honors Gold Status · $250
  • Second Free Night Reward (after $60k spend) · $250
  • Priority Pass Select Membership · $250
  • No Foreign Transaction Fees · $50
Full American Express Hilton Honors Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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