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All comparisons
Head-to-head, 2026

American Express Delta SkyMiles® Platinum Business Card Capital One Venture X Rewards

American Express Delta SkyMiles® Platinum Business Card

$350/yr

Delta SkyMiles® Platinum Business Card
Venture X Rewards

Capital One Venture X Rewards

$395/yr

Every $1 · two cards

American Express Delta SkyMiles® Platinum Business Card earns more in 0 of 9 categories · Capital One Venture X Rewards in 8

  • Dining
    1×1.2¢ per $1
    2×3.6¢ per $1
  • Groceries
    1×1.2¢ per $1
    2×3.6¢ per $1
  • Gas
    1×1.2¢ per $1
    2×3.6¢ per $1
  • Flights
    1×1.2¢ per $1
    5×9¢ per $1

    via Capital One Travel

  • Hotels
    3×3.6¢ per $1
    10×18¢ per $1

    via Capital One Travel

  • Everything else
    1×1.2¢ per $1
    2×3.6¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: American Express Delta SkyMiles® Platinum Business CardBigger welcome offer: American Express Delta SkyMiles® Platinum Business Card

American Express

Delta SkyMiles® Platinum Business Card

Annual fee
$350
Network
amex
Welcome value
$1,200
Min spend
$8,000 / 6mo

Top earning rates

  • 3×Delta purchases · Delta SkyMiles
  • 3×Hotels · Delta SkyMiles
  • 1.5×Transit · Delta SkyMiles
  • 1.5×U.S. shipping · Delta SkyMiles

Key benefits

  • Annual Companion Certificate · $350
  • $200 Delta Stays Credit · $200
  • First Checked Bag Free · $140
  • Fee Credit for Global Entry or TSA PreCheck® · $120
  • $120 Rideshare Credit · $10
Full American Express Delta SkyMiles® Platinum Business Card review

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels & rental cars · Capital One Miles
  • 5×Flights and vacation rentals · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection Vacation Rental Experience Credit · $100
  • Premier Collection Hotel Experience Credit · $100
  • Lifestyle Collection Vacation Rental Experience Credit · $50
Full Capital One Venture X Rewards review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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