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All comparisons
Head-to-head, 2026

American Express Delta SkyMiles® Platinum Business Card Chase Sapphire Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Sapphire PreferredBigger welcome offer: American Express Delta SkyMiles® Platinum Business Card

American Express

Delta SkyMiles® Platinum Business Card

Annual fee
$350
Network
amex
Welcome value
~$1,200
Min spend
$8,000 / 6mo

Top earning rates

  • 3×Delta purchases · Delta SkyMiles
  • 3×Hotels · Delta SkyMiles
  • 1.5×Transit · Delta SkyMiles
  • 1.5×U.S. shipping · Delta SkyMiles

Key benefits

  • Annual companion certificate · $400
  • Delta Stays statement credit · $200
  • First bag free worldwide and second bag free domestically · $140
  • Global Entry or TSA PreCheck fee credit · $120
  • Rideshare statement credit · $10
Full American Express Delta SkyMiles® Platinum Business Card review

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
~$750
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Chase Travel purchases
  • 5×Peloton equipment and accessory purchases over $150
  • 5×Lyft rides
  • 3×Online groceries

Key benefits

  • Complimentary Apple TV · $156
  • Complimentary DashPass Membership · $120
  • Global Entry, TSA PreCheck, or NEXUS Credit · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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