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All comparisons
Head-to-head, 2026

American Express Delta SkyMiles® Platinum Business Card Chase Sapphire Reserve

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Delta SkyMiles® Platinum Business CardBigger welcome offer: Chase Sapphire Reserve

American Express

Delta SkyMiles® Platinum Business Card

Annual fee
$350
Network
amex
Welcome value
$1,000
Min spend
$8,000 / 6mo

Top earning rates

  • 3×Delta purchases · Delta SkyMiles
  • 3×hotels · Delta SkyMiles
  • 1.5×transit · Delta SkyMiles
  • 1.5×shipping · Delta SkyMiles

Key benefits

  • 1.5x-3x Delta SkyMiles Earning · $300
  • Annual Companion Certificate (Main Cabin) · $300
  • $2,500 MQD Headstart · $250
  • $150 Delta Stays Credit · $150
  • Free First Checked Bag · $140
Full American Express Delta SkyMiles® Platinum Business Card review

Chase

Sapphire Reserve

Annual fee
$795
Network
visa
Welcome value
$1,500
Min spend
$6,000 / 3mo

Top earning rates

  • 10×hotels · Ultimate Rewards
  • 10×car rentals · Ultimate Rewards
  • 5×flights · Ultimate Rewards
  • 3×travel · Ultimate Rewards

Key benefits

  • The Edit Property Benefits · $550
  • The Edit Statement Credit · $500
  • Annual Travel Credit · $300
  • Chase Travel Hotels Credit · $250
  • IHG One Rewards Platinum Elite Status · $200
Full Chase Sapphire Reserve review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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