American Express Gold Barclays Miles & More World Elite Mastercard
American Express Gold
$325/yr
Barclays Miles & More World Elite Mastercard
$89/yr
Every $1 · two cards
American Express Gold earns more in 8 of 9 categories · Barclays Miles & More World Elite Mastercard in 0
- Dining4×8¢ per $1
up to $50,000/yr
1×1.3¢ per $1 - Groceries4×8¢ per $1
up to $25,000/yr
1×1.3¢ per $1 - Gas1×2¢ per $11×1.3¢ per $1
- Flights3×6¢ per $11×1.3¢ per $1
- Hotels5×10¢ per $1
via amextravel.com
1×1.3¢ per $1 - Everything else1×2¢ per $11×1.3¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
American Express
Gold
- Annual fee
- $325
- Network
- amex
- Welcome value
- —
- Min spend
- $8,000 / 6mo
Top earning rates
- 5×Prepaid hotels · Membership Rewards
- 4×US supermarkets · Membership Rewards
- 4×Restaurants worldwide · Membership Rewards
- 3×Flights · Membership Rewards
Key benefits
- The Hotel Collection $100 Credit · $100
- $100 Resy Credit · $50
- $120 Dining Credit · $10
- $120 Uber Cash · $10
- $84 Dunkin' Credit · $7
Barclays
Miles & More World Elite Mastercard
- Annual fee
- $89
- Network
- mastercard
- Welcome value
- ~$650
- Min spend
- $3,000 / 3mo
Top earning rates
- 2×Tickets purchased directly from eligible Miles & More integrated airline partners · Miles & More
- 1×All other purchases · Miles & More
Key benefits
- Miles & More status conversion · $0
- Two Lufthansa Business Lounge vouchers · $0
- No Foreign Transaction Fees · $0
- Annual Companion Ticket · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
Get my personal answer