American Express Gold Barclays Wyndham Rewards Earner Plus
American Express Gold
$325/yr
Barclays Wyndham Rewards Earner Plus
$95/yr
Every $1 · two cards
American Express Gold earns more in 8 of 9 categories · Barclays Wyndham Rewards Earner Plus in 0
- Dining4×8¢ per $1
up to $50,000/yr
4×2.2¢ per $1 - Groceries4×8¢ per $1
up to $25,000/yr
4×2.2¢ per $1 - Gas1×2¢ per $11×0.55¢ per $1
- Flights3×6¢ per $14×2.2¢ per $1
- Hotels5×10¢ per $1
via amextravel.com
4×2.2¢ per $1 - Everything else1×2¢ per $11×0.55¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
American Express
Gold
- Annual fee
- $325
- Network
- amex
- Welcome value
- —
- Min spend
- $8,000 / 6mo
Top earning rates
- 5×Prepaid hotels · Membership Rewards
- 4×US supermarkets · Membership Rewards
- 4×Restaurants worldwide · Membership Rewards
- 3×Flights · Membership Rewards
Key benefits
- The Hotel Collection $100 Credit · $100
- $100 Resy Credit · $50
- $120 Dining Credit · $10
- $120 Uber Cash · $10
- $84 Dunkin' Credit · $7
Barclays
Wyndham Rewards Earner Plus
- Annual fee
- $95
- Network
- mastercard
- Welcome value
- —
- Min spend
- $1,500 / 6mo
Top earning rates
- 6×Eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles · Wyndham Rewards
- 4×Eligible Vacation Club purchases · Wyndham Rewards
- 4×Dining · Wyndham Rewards
- 4×Travel · Wyndham Rewards
Key benefits
- $50 Annual Meal Delivery Services Credit · $25
- Anniversary Bonus Points · $0
- Earn Free Night Every Year · $0
- Save 15% When You Buy Points · $0
- No Foreign Transaction Fees · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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