American Express Gold Coinbase Coinbase One Card
American Express Gold
$325/yr
Coinbase One Card
$0/yr
Every $1 · two cards
American Express Gold earns more in 8 of 9 categories · Coinbase One Card in 0
- Dining4×8¢ per $1
up to $50,000/yr
1%1¢ per $1 - Groceries4×8¢ per $1
up to $25,000/yr
1%1¢ per $1 - Gas1×2¢ per $11%1¢ per $1
- Flights3×6¢ per $15%5¢ per $1
via Coinbase One Card Travel
- Hotels5×10¢ per $1
via amextravel.com
5%5¢ per $1via Coinbase One Card Travel
- Everything else1×2¢ per $11%1¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
American Express
Gold
- Annual fee
- $325
- Network
- amex
- Welcome value
- —
- Min spend
- $8,000 / 6mo
Top earning rates
- 5×Prepaid hotels · Membership Rewards
- 4×US supermarkets · Membership Rewards
- 4×Restaurants worldwide · Membership Rewards
- 3×Flights · Membership Rewards
Key benefits
- The Hotel Collection $100 Credit · $100
- $100 Resy Credit · $50
- $120 Dining Credit · $10
- $120 Uber Cash · $10
- $84 Dunkin' Credit · $7
Coinbase
Coinbase One Card
- Annual fee
- $0
- Network
- amex
- Welcome value
- —
- Min spend
- —
Top earning rates
- 5×Travel
- 2.5×Eligible purchases
Key benefits
- Bitcoin Drops Monthly Sweepstakes · $0
- Trip Cancellation and Interruption Insurance · $0
- Amex Offers · $0
- Amex Experiences · $0
- Emergency Assistance · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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