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All comparisons
Head-to-head, 2026

American Express Gold HSBC Corporate World Elite Mastercard Business Card

American Express Gold

$325/yr

Gold
Corporate World Elite Mastercard Business Card

HSBC Corporate World Elite Mastercard Business Card

$295/yr

Every $1 · two cards

American Express Gold earns more in 8 of 9 categories · HSBC Corporate World Elite Mastercard Business Card in 0

  • Dining
    4×8¢ per $1

    up to $50,000/yr

    No rate
  • Groceries
    4×8¢ per $1

    up to $25,000/yr

    No rate
  • Gas
    1×2¢ per $1
    No rate
  • Flights
    3×6¢ per $1
    No rate
  • Hotels
    5×10¢ per $1

    via amextravel.com

    No rate
  • Everything else
    1×2¢ per $1
    No rate

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: HSBC Corporate World Elite Mastercard Business Card

American Express

Gold

Annual fee
$325
Network
amex
Welcome value
—
Min spend
$8,000 / 6mo

Top earning rates

  • 5×Prepaid hotels · Membership Rewards
  • 4×US supermarkets · Membership Rewards
  • 4×Restaurants worldwide · Membership Rewards
  • 3×Flights · Membership Rewards

Key benefits

  • The Hotel Collection $100 Credit · $100
  • $100 Resy Credit · $50
  • $120 Dining Credit · $10
  • $120 Uber Cash · $10
  • $84 Dunkin' Credit · $7
Full American Express Gold review

HSBC

Corporate World Elite Mastercard Business Card

Annual fee
$295
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • No bonus categories on file

Key benefits

  • TSA PreCheck or Global Entry Credit · $85
  • Mastercard Lowest Hotel Rate Guarantee · $0
  • Mastercard Hotel Stay Guarantee · $0
  • Mastercard ID Theft Protection · $0
  • Mastercard Easy Savings · $0
Full HSBC Corporate World Elite Mastercard Business Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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