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All comparisons
Head-to-head, 2026

American Express Graphite Business Cash Unlimited Card American Express Marriott Bonvoy Bevy

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Marriott Bonvoy BevyBigger welcome offer: American Express Graphite Business Cash Unlimited Card

American Express

Graphite Business Cash Unlimited Card

Annual fee
$295
Network
amex
Welcome value
$1,500
Min spend
$50,000 / 6mo

Top earning rates

  • 5×Flights and Prepaid Hotels
  • 2×Eligible purchases

Key benefits

  • American Express One AP Statement Credit (Spend Tier) · $2400
  • Return Protection · $0
  • No Foreign Transaction Fees · $0
  • Pay Over Time · $0
  • Virtual Card Controls · $0
Full American Express Graphite Business Cash Unlimited Card review

American Express

Marriott Bonvoy Bevy

Annual fee
$250
Network
amex
Welcome value
~$638
Min spend
$5,000 / 6mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy® · Marriott Bonvoy
  • 4×Restaurants worldwide and U.S. Supermarkets · Marriott Bonvoy
  • 2×All other eligible purchases · Marriott Bonvoy

Key benefits

  • Marriott Bonvoy Bevy Free Night Award (Spend Tier) · $375
  • 15 Elite Night Credits · $0
  • Global Assist® Hotline · $0
  • American Express Venue Collection · $0
  • Extended Warranty · $0
Full American Express Marriott Bonvoy Bevy review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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