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All comparisons
Head-to-head, 2026

American Express Green American Express Marriott Bonvoy Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Green

American Express

Green

Annual fee
$95
Network
amex
Welcome value
—
Min spend
—

Top earning rates

  • 3×Dining · Membership Rewards
  • 3×Travel · Membership Rewards
  • 1×All Other Purchases · Membership Rewards

Key benefits

  • $219 CLEAR+ credit · $219
  • Car rental loss and damage insurance · $0
  • Global Assist Hotline · $0
  • Purchase protection · $0
  • No foreign transaction fees · $0
Full American Express Green review

American Express

Marriott Bonvoy Business

Annual fee
$125
Network
amex
Welcome value
$750
Min spend
$6,000 / 6mo

Top earning rates

  • 6×Hotels · Marriott Bonvoy
  • 4×Restaurants · Marriott Bonvoy
  • 4×Gas_stations · Marriott Bonvoy
  • 4×Wireless_services · Marriott Bonvoy

Key benefits

  • American Express Venue Collection Concessions Credit · $250
  • Additional Free Night Award (Spend Tier) · $200
  • Annual Free Night Award · $200
  • Marriott Bonvoy Room Rate Discount · $0
  • Complimentary Marriott Bonvoy Gold Elite Status · $0
Full American Express Marriott Bonvoy Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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