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All comparisons
Head-to-head, 2026

American Express Green Chase Sapphire Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Chase Sapphire Preferred

American Express

Green

Annual fee
$95
Network
amex
Welcome value
~$500
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Restaurants worldwide · Membership Rewards
  • 3×Transit · Membership Rewards
  • 3×Travel · Membership Rewards
  • 1×Other purchases · Membership Rewards

Key benefits

  • $219 CLEAR+ credit · $219
  • Car rental loss and damage insurance · $0
  • Global Assist Hotline · $0
  • Purchase protection · $0
  • No foreign transaction fees · $0
Full American Express Green review

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
~$1,538
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Chase Travel purchases · Chase Ultimate Rewards
  • 5×Peloton equipment and accessory purchases · Chase Ultimate Rewards
  • 5×Lyft products and services · Chase Ultimate Rewards
  • 3×Online groceries · Chase Ultimate Rewards

Key benefits

  • Complimentary Apple TV · $156
  • Complimentary DashPass Membership · $120
  • Global Entry, TSA PreCheck, or NEXUS Credit · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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