All comparisons
Head-to-head, 2026
American Express Green Chase Sapphire Preferred
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
American Express
Green
- Annual fee
- $95
- Network
- amex
- Welcome value
- —
- Min spend
- —
Top earning rates
- 3×Dining · Membership Rewards
- 3×Travel · Membership Rewards
- 1×All Other Purchases · Membership Rewards
Key benefits
- $219 CLEAR+ credit · $219
- Car rental loss and damage insurance · $0
- Global Assist Hotline · $0
- Purchase protection · $0
- No foreign transaction fees · $0
Chase
Sapphire Preferred
- Annual fee
- $95
- Network
- visa
- Welcome value
- $937.5
- Min spend
- $5,000 / 3mo
Top earning rates
- 5×Travel · Chase Ultimate Rewards
- 5×Rideshare · Chase Ultimate Rewards
- 3×Online grocery stores · Chase Ultimate Rewards
- 3×Dining · Chase Ultimate Rewards
Key benefits
- Complimentary Apple TV · $156
- Complimentary DashPass Membership · $120
- Global Entry, TSA PreCheck, or NEXUS Credit · $120
- $100 Chase Travel Hotel Credit · $100
- Monthly DoorDash Non-Restaurant Promo · $10
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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