Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

American Express Hilton Honors Aspire American Express Marriott Bonvoy Bevy

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Marriott Bonvoy Bevy

American Express

Hilton Honors Aspire

Annual fee
$550
Network
amex
Welcome value
$750
Min spend
$6,000 / 6mo

Top earning rates

  • 14×Hotels · Hilton Honors
  • 7×Flights · Hilton Honors
  • 7×Car rentals · Hilton Honors
  • 7×Dining · Hilton Honors

Key benefits

  • Annual Free Night Reward · $350
  • Free Night Reward at $30k (Spend Tier) · $350
  • $219 CLEAR+ Credit · $219
  • Hilton Resort Credit · $200
  • $200 Flight Credit · $50
Full American Express Hilton Honors Aspire review

American Express

Marriott Bonvoy Bevy

Annual fee
$250
Network
amex
Welcome value
Min spend

Top earning rates

  • 6×Hotels · Marriott Bonvoy
  • 4×Dining · Marriott Bonvoy
  • 4×Groceries · Marriott Bonvoy
  • 2×All other purchases · Marriott Bonvoy

Key benefits

  • Marriott Bonvoy Bevy Free Night Award (Spend Tier) · $250
  • Car Rental Loss and Damage Insurance · $0
  • Complimentary Marriott Bonvoy Gold Elite Status · $0
  • Marriott Bonvoy 1K Bonus Points per Stay · $0
  • Extended Warranty · $0
Full American Express Marriott Bonvoy Bevy review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer