American Express Hilton Honors Aspire Capital One Venture X Rewards
American Express Hilton Honors Aspire
$550/yr
Capital One Venture X Rewards
$395/yr
Every $1 · two cards
American Express Hilton Honors Aspire earns more in 0 of 9 categories · Capital One Venture X Rewards in 8
- Dining7×2.8¢ per $12×3.6¢ per $1
- Groceries3×1.2¢ per $12×3.6¢ per $1
- Gas3×1.2¢ per $12×3.6¢ per $1
- Flights7×2.8¢ per $15×9¢ per $1
via Capital One Travel
- Hotels3×1.2¢ per $110×18¢ per $1
via Capital One Travel
- Everything else3×1.2¢ per $12×3.6¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
American Express
Hilton Honors Aspire
- Annual fee
- $550
- Network
- amex
- Welcome value
- ~$800
- Min spend
- $6,000 / 6mo
Top earning rates
- 14×Hotels and resorts within the Hilton Portfolio · Hilton Honors
- 7×Flights booked directly with airlines or flights booked through American Express Travel · Hilton Honors
- 7×Car rentals purchased directly from select car rental companies · Hilton Honors
- 7×U.S. restaurants, including takeout and delivery · Hilton Honors
Key benefits
- Free Night Reward at $30k (Spend Tier) · $350
- Annual Free Night Reward · $350
- $219 CLEAR+ Credit · $219
- $400 Hilton Resort Credit · $200
- $100 Waldorf Astoria & Conrad Property Credit · $100
Capital One
Venture X Rewards
- Annual fee
- $395
- Network
- visa
- Welcome value
- $750
- Min spend
- $4,000 / 3mo
Top earning rates
- 10×Hotels & rental cars · Capital One Miles
- 5×Flights and vacation rentals · Capital One Miles
- 5×Capital One Entertainment purchases · Capital One Miles
- 2×All other purchases · Capital One Miles
Key benefits
- $300 annual Capital One Travel credit · $300
- Global Entry or TSA PreCheck credit · $120
- Premier Collection Vacation Rental Experience Credit · $100
- Premier Collection Hotel Experience Credit · $100
- Lifestyle Collection Vacation Rental Experience Credit · $50
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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