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All comparisons
Head-to-head, 2026

American Express Marriott Bonvoy Bevy Chase Sapphire Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Sapphire Preferred

American Express

Marriott Bonvoy Bevy

Annual fee
$250
Network
amex
Welcome value
—
Min spend
$5,000 / 6mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy® · Marriott Bonvoy
  • 4×Restaurants worldwide and U.S. Supermarkets · Marriott Bonvoy
  • 2×All other eligible purchases · Marriott Bonvoy

Key benefits

  • Marriott Bonvoy Bevy Free Night Award (Spend Tier) · $375
  • Baggage Insurance Plan · $0
  • American Express Venue Collection · $0
  • 15 Elite Night Credits · $0
  • Marriott Bonvoy 1K Bonus Points per Stay · $0
Full American Express Marriott Bonvoy Bevy review

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
~$750
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Chase Travel purchases
  • 5×Peloton equipment and accessory purchases over $150
  • 5×Lyft rides
  • 3×Online groceries

Key benefits

  • Complimentary Apple TV · $156
  • Complimentary DashPass Membership · $120
  • Global Entry, TSA PreCheck, or NEXUS Credit · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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