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All comparisons
Head-to-head, 2026

American Express Marriott Bonvoy Brilliant American Express Marriott Bonvoy Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Marriott Bonvoy BusinessBigger welcome offer: American Express Marriott Bonvoy Brilliant

American Express

Marriott Bonvoy Brilliant

Annual fee
$650
Network
amex
Welcome value
~$1,125
Min spend
$6,000 / 6mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy · Marriott Bonvoy
  • 3×Restaurants worldwide · Marriott Bonvoy
  • 3×Flights booked directly with airlines · Marriott Bonvoy
  • 2×All other eligible purchases · Marriott Bonvoy

Key benefits

  • Free Night Award · $638
  • American Express Venue Collection Concessions Credit · $250
  • Global Entry or TSA PreCheck Credit · $120
  • $100 Marriott Bonvoy Property Credit · $100
  • Brilliant Dining Credit · $25
Full American Express Marriott Bonvoy Brilliant review

American Express

Marriott Bonvoy Business

Annual fee
$125
Network
amex
Welcome value
$875
Min spend
$8,000 / 6mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy®
  • 4×Restaurants worldwide
  • 4×Standalone U.S. gas stations
  • 2×All other eligible purchases

Key benefits

  • American Express Venue Collection Concessions Credit · $250
  • Additional Free Night Award (Spend Tier) · $200
  • Annual Free Night Award · $200
  • Marriott Bonvoy Room Rate Discount · $0
  • Complimentary Marriott Bonvoy Gold Elite Status · $0
Full American Express Marriott Bonvoy Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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