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All comparisons
Head-to-head, 2026

American Express Platinum Barclays JetBlue Plus

American Express Platinum

$895/yr

Platinum
JetBlue Plus

Barclays JetBlue Plus

$99/yr

Every $1 · two cards

American Express Platinum earns more in 6 of 9 categories · Barclays JetBlue Plus in 2

  • Dining
    1×2¢ per $1
    2×2.7¢ per $1
  • Groceries
    1×2¢ per $1
    2×2.7¢ per $1
  • Gas
    1×2¢ per $1
    1×1.35¢ per $1
  • Flights
    5×10¢ per $1

    up to $500,000/yr

    1×1.35¢ per $1
  • Hotels
    5×10¢ per $1

    via American Express Travel

    1×1.35¢ per $1
  • Everything else
    1×2¢ per $1
    1×1.35¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Barclays JetBlue Plus

American Express

Platinum

Annual fee
$895
Network
amex
Welcome value
—
Min spend
$12,000 / 6mo

Top earning rates

  • 5×Flights booked directly with airlines or through American Express Travel® · Membership Rewards
  • 5×Prepaid hotels · Membership Rewards
  • 5×Prepaid short-term rentals with Airbnb · Membership Rewards
  • 2×Eligible travel purchases · Membership Rewards

Key benefits

  • Cell Phone Protection · $800
  • Trip Delay Insurance · $500
  • $300 Equinox Credit · $300
  • $600 Lodging Credit · $300
  • $250 Airbnb Experiences Credit · $250
Full American Express Platinum review

Barclays

JetBlue Plus

Annual fee
$99
Network
mastercard
Welcome value
~$810
Min spend
$1,000 / 3mo

Top earning rates

  • 6×JetBlue Vacations · TrueBlue
  • 6×TrueBlue Travel purchases · TrueBlue
  • 2×Restaurants and eligible grocery stores · TrueBlue
  • 1×All other Net Purchases · TrueBlue

Key benefits

  • Free first checked bag · $140
  • JetBlue Vacations statement credit · $100
  • $0 Fraud Liability · $0
  • Earn toward Mosaic with purchases · $0
  • Points Pooling · $0
Full Barclays JetBlue Plus review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer