American Express Platinum Chase World of Hyatt Business
American Express Platinum
$895/yr
Chase World of Hyatt Business
$199/yr
Every $1 · two cards
American Express Platinum earns more in 8 of 9 categories · Chase World of Hyatt Business in 0
- Dining1×2¢ per $11×1.65¢ per $1
- Groceries1×2¢ per $11×1.65¢ per $1
- Gas1×2¢ per $11×1.65¢ per $1
- Flights5×10¢ per $1
up to $500,000/yr
1×1.65¢ per $1 - Hotels5×10¢ per $1
via American Express Travel
1×1.65¢ per $1 - Everything else1×2¢ per $11×1.65¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
American Express
Platinum
- Annual fee
- $895
- Network
- amex
- Welcome value
- —
- Min spend
- $12,000 / 6mo
Top earning rates
- 5×Flights booked directly with airlines or through American Express Travel® · Membership Rewards
- 5×Prepaid hotels · Membership Rewards
- 5×Prepaid short-term rentals with Airbnb · Membership Rewards
- 2×Eligible travel purchases · Membership Rewards
Key benefits
- Cell Phone Protection · $800
- Trip Delay Insurance · $500
- $300 Equinox Credit · $300
- $600 Lodging Credit · $300
- $250 Airbnb Experiences Credit · $250
Chase
World of Hyatt Business
- Annual fee
- $199
- Network
- visa
- Welcome value
- ~$1,155
- Min spend
- $7,000 / 3mo
Top earning rates
- 4×Qualifying purchases at Hyatt Hotels · World of Hyatt
- 2×Top three spend categories each quarter · World of Hyatt
- 2×Fitness club and gym memberships · World of Hyatt
- 1×All other purchases · World of Hyatt
Key benefits
- Up to $100 Annual Hyatt Credit · $100
- Quarterly DoorDash non-restaurant discount · $10
- World of Hyatt Discoverist status · $0
- Purchase Protection · $0
- Roadside Assistance · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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