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All comparisons
Head-to-head, 2026

American Express Platinum HSBC Corporate World Elite Mastercard Business Card

American Express Platinum

$895/yr

Platinum
Corporate World Elite Mastercard Business Card

HSBC Corporate World Elite Mastercard Business Card

$295/yr

Every $1 · two cards

American Express Platinum earns more in 8 of 9 categories · HSBC Corporate World Elite Mastercard Business Card in 0

  • Dining
    1×2¢ per $1
    No rate
  • Groceries
    1×2¢ per $1
    No rate
  • Gas
    1×2¢ per $1
    No rate
  • Flights
    5×10¢ per $1

    up to $500,000/yr

    No rate
  • Hotels
    5×10¢ per $1

    via American Express Travel

    No rate
  • Everything else
    1×2¢ per $1
    No rate

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: HSBC Corporate World Elite Mastercard Business Card

American Express

Platinum

Annual fee
$895
Network
amex
Welcome value
—
Min spend
$12,000 / 6mo

Top earning rates

  • 5×Flights booked directly with airlines or through American Express Travel® · Membership Rewards
  • 5×Prepaid hotels · Membership Rewards
  • 5×Prepaid short-term rentals with Airbnb · Membership Rewards
  • 2×Eligible travel purchases · Membership Rewards

Key benefits

  • Cell Phone Protection · $800
  • Trip Delay Insurance · $500
  • $300 Equinox Credit · $300
  • $600 Lodging Credit · $300
  • $250 Airbnb Experiences Credit · $250
Full American Express Platinum review

HSBC

Corporate World Elite Mastercard Business Card

Annual fee
$295
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • No bonus categories on file

Key benefits

  • TSA PreCheck or Global Entry Credit · $85
  • Mastercard Lowest Hotel Rate Guarantee · $0
  • Mastercard Hotel Stay Guarantee · $0
  • Mastercard ID Theft Protection · $0
  • Mastercard Easy Savings · $0
Full HSBC Corporate World Elite Mastercard Business Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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