American Express Platinum vs Luxury Card Mastercard Titanium Card

American Express Platinum

$895/yr

VS

Luxury Card Mastercard Titanium Card

$299/yr

Every $1 · two cards

American Express Platinum earns more in 8 of 9 categories · Luxury Card Mastercard Titanium Card in 0

• Dining
  1×2¢ per $1
  1×1¢ per $1
• Groceries
  1×2¢ per $1
  1×1¢ per $1
• Gas
  1×2¢ per $1
  1×1¢ per $1
• Flights
  5×10¢ per $1

  up to $500,000/yr

  2×2¢ per $1

  via LuxuryCardTravel.com

• Hotels
  5×10¢ per $1

  via American Express Travel

  2×2¢ per $1

  via LuxuryCardTravel.com

• Everything else
  1×2¢ per $1
  1×1¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.