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Head-to-head, 2026

Bank of America Alaska Airlines Visa Signature Chase Sapphire Reserve

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Bank of America Alaska Airlines Visa SignatureBigger welcome offer: Chase Sapphire Reserve

Bank of America

Alaska Airlines Visa Signature

Annual fee
$95
Network
visa
Welcome value
$750
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Alaska Airlines purchases · Alaska Airlines Mileage Plan
  • 2×EV charging · Alaska Airlines Mileage Plan
  • 2×cable · Alaska Airlines Mileage Plan
  • 2×streaming services · Alaska Airlines Mileage Plan

Key benefits

  • Companion Fare · $250
  • Free First Checked Bag · $140
  • $100 off Alaska Lounge+ Membership · $100
  • No Foreign Transaction Fees · $30
  • Priority Boarding · $25
Full Bank of America Alaska Airlines Visa Signature review

Chase

Sapphire Reserve

Annual fee
$795
Network
visa
Welcome value
$1,500
Min spend
$6,000 / 3mo

Top earning rates

  • 10×hotels · Ultimate Rewards
  • 10×car rentals · Ultimate Rewards
  • 5×flights · Ultimate Rewards
  • 3×travel · Ultimate Rewards

Key benefits

  • The Edit Property Benefits · $550
  • The Edit Statement Credit · $500
  • Annual Travel Credit · $300
  • Chase Travel Hotels Credit · $250
  • IHG One Rewards Platinum Elite Status · $200
Full Chase Sapphire Reserve review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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