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Head-to-head, 2026

Bank of America Alaska Airlines Visa Signature Chase Sapphire Reserve

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Bank of America Alaska Airlines Visa SignatureBigger welcome offer: Chase Sapphire Reserve

Bank of America

Alaska Airlines Visa Signature

Annual fee
$95
Network
visa
Welcome value
~$1,120
Min spend
$2,500 / 3mo

Top earning rates

  • 3×Alaska Airlines purchases · Alaska Airlines Mileage Plan
  • 2×Gas · Alaska Airlines Mileage Plan
  • 2×EV charging · Alaska Airlines Mileage Plan
  • 2×Cable and streaming services · Alaska Airlines Mileage Plan

Key benefits

  • Annual $99 Companion Fare (Spend Tier) · $250
  • Free checked bag · $140
  • $100 Alaska Lounge+ Membership discount · $100
  • 10% Rewards Bonus · $0
  • Preferred boarding · $0
Full Bank of America Alaska Airlines Visa Signature review

Chase

Sapphire Reserve

Annual fee
$795
Network
visa
Welcome value
$2,000
Min spend
$6,000 / 3mo

Top earning rates

  • 10×Eligible Peloton equipment and accessory purchases over $150
  • 8×Chase Travel purchases
  • 5×Lyft rides
  • 4×Flights and hotels booked direct

Key benefits

  • Common Carrier Travel Accident Insurance · $1000000
  • 24-Hour Travel Accident Insurance · $100000
  • Emergency Evacuation and Transportation · $100000
  • Auto Rental Collision Damage Waiver · $75000
  • Trip Cancellation and Interruption Insurance · $10000
Full Chase Sapphire Reserve review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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