Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Barclays AAdvantage Aviator Red Chase Sapphire Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Sapphire PreferredBigger welcome offer: Barclays AAdvantage Aviator Red

Barclays

AAdvantage Aviator Red

Annual fee
$99
Network
mastercard
Welcome value
$900
Min spend
$1 / 3mo

Top earning rates

  • 2×American Airlines · American Airlines AAdvantage
  • 1×all other purchases · American Airlines AAdvantage

Key benefits

  • First Checked Bag Free · $160
  • Anniversary Companion Certificate · $150
  • Preferred Boarding · $50
  • No Foreign Transaction Fees · $45
  • 25% In-Flight Savings · $25
Full Barclays AAdvantage Aviator Red review

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 5×travel · Chase Ultimate Rewards
  • 3×dining · Chase Ultimate Rewards
  • 3×online grocery · Chase Ultimate Rewards
  • 3×streaming services · Chase Ultimate Rewards

Key benefits

  • Primary Auto Rental CDW · $150
  • DoorDash DashPass · $120
  • Trip Cancellation/Interruption Insurance · $100
  • $50 Hotel Credit · $50
  • No Foreign Transaction Fees · $50
Full Chase Sapphire Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer