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All comparisons
Head-to-head, 2026

Barclays Emirates Skywards Rewards World Elite Mastercard Barclays Hawaiian Airlines® World Elite Business Mastercard®

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Barclays Hawaiian Airlines® World Elite Business Mastercard®

Barclays

Emirates Skywards Rewards World Elite Mastercard

Annual fee
$99
Network
mastercard
Welcome value
~$480
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Emirates purchases · Emirates Skywards
  • 2×Airfare, hotel and car rental purchases · Emirates Skywards
  • 1×All other purchases · Emirates Skywards

Key benefits

  • No Skywards Miles Expiration · $0
  • $0 Fraud Liability · $0
  • Complimentary FICO® Credit Score Access · $0
  • No Foreign Transaction Fees · $0
  • Cash + Miles Preferred Rate · $0
Full Barclays Emirates Skywards Rewards World Elite Mastercard review

Barclays

Hawaiian Airlines® World Elite Business Mastercard®

Annual fee
$99
Network
mastercard
Welcome value
~$500
Min spend
$4,000 / 3mo

Top earning rates

  • 3×Airfare · Atmos Rewards
  • 2×Office supplies · Atmos Rewards
  • 2×Gas · Atmos Rewards
  • 2×Dining · Atmos Rewards

Key benefits

  • No Foreign Transaction Fees · $0
  • Atmos™ Rewards Dining · $0
  • Status Points Toward Atmos Rewards Status · $0
  • Huaka‘i by Hawaiian Fare Deals · $0
  • Annual Spend Bonus Atmos Rewards Points (Spend Tier) · $0
Full Barclays Hawaiian Airlines® World Elite Business Mastercard® review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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