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All comparisons
Head-to-head, 2026

Barclays Emirates Skywards Rewards World Elite Mastercard Barclays Wyndham Rewards Earner Business Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Barclays Wyndham Rewards Earner Business CardBigger welcome offer: Barclays Wyndham Rewards Earner Business Card

Barclays

Emirates Skywards Rewards World Elite Mastercard

Annual fee
$99
Network
mastercard
Welcome value
$300
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Emirates purchases · Emirates Skywards
  • 2×dining · Emirates Skywards
  • 2×travel · Emirates Skywards
  • 1×all other purchases · Emirates Skywards

Key benefits

  • Emirates Skywards Silver Status (First Year and Spend Tier) (Spend Tier) · $250
  • 1x Skywards Miles on Base Spend · $150
  • 25% Discount on Miles Plus Cash Bookings · $100
  • ShopRunner Membership · $79
  • 3x Skywards Miles on Emirates Purchases · $60
Full Barclays Emirates Skywards Rewards World Elite Mastercard review

Barclays

Wyndham Rewards Earner Business Card

Annual fee
$95
Network
mastercard
Welcome value
$800
Min spend
$2,000 / 3mo

Top earning rates

  • 8×hotels · Wyndham Rewards
  • 8×gas · Wyndham Rewards
  • 5×advertising · Wyndham Rewards
  • 5×utilities · Wyndham Rewards

Key benefits

  • 5x points on Marketing/Ads/Utilities · $500
  • 8x points on Gas and Wyndham Stays · $384
  • Automatic Diamond Elite Status · $300
  • 15,000 Anniversary Bonus Points · $150
  • 10% Redemptions Discount · $100
Full Barclays Wyndham Rewards Earner Business Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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