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All comparisons
Head-to-head, 2026

Barclays Emirates Skywards Rewards World Elite Mastercard Barclays Wyndham Rewards Earner Plus

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Barclays Wyndham Rewards Earner Plus

Barclays

Emirates Skywards Rewards World Elite Mastercard

Annual fee
$99
Network
mastercard
Welcome value
$400
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Emirates purchases · Emirates Skywards
  • 2×Dining · Emirates Skywards
  • 2×Travel · Emirates Skywards
  • 1×All other purchases · Emirates Skywards

Key benefits

  • Silver tier status retention (Spend Tier) · $0
  • 25% savings on Buy or Gift Miles · $0
  • Tier Miles from card spending · $0
  • Complimentary FICO Credit Score access · $0
  • $0 Fraud Liability · $0
Full Barclays Emirates Skywards Rewards World Elite Mastercard review

Barclays

Wyndham Rewards Earner Plus

Annual fee
$75
Network
mastercard
Welcome value
—
Min spend
$1,500 / 6mo

Top earning rates

  • 6×Eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles
  • 4×Eligible dining, grocery store purchases (excluding Target® and Walmart®) and travel purchases
  • 1×All other purchases

Key benefits

  • Cardmember booking discount · $0
  • Points Payback statement-credit redemption · $0
  • National Emerald Club Executive status · $0
  • No Foreign Transaction Fees · $0
  • Wyndham Diamond status, then Platinum · $0
Full Barclays Wyndham Rewards Earner Plus review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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