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All comparisons
Head-to-head, 2026

Barclays Emirates Skywards Rewards World Elite Mastercard Barclays Wyndham Rewards Earner Plus

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Barclays Wyndham Rewards Earner Plus

Barclays

Emirates Skywards Rewards World Elite Mastercard

Annual fee
$99
Network
mastercard
Welcome value
$400
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Emirates purchases · Emirates Skywards
  • 2×Airfare, hotel and car rental purchases · Emirates Skywards
  • 1×All other purchases · Emirates Skywards

Key benefits

  • No Skywards Miles Expiration · $0
  • $0 Fraud Liability · $0
  • Complimentary FICO® Credit Score Access · $0
  • No Foreign Transaction Fees · $0
  • 25% Discount on Buy Miles and Gift Miles · $0
Full Barclays Emirates Skywards Rewards World Elite Mastercard review

Barclays

Wyndham Rewards Earner Plus

Annual fee
$95
Network
mastercard
Welcome value
—
Min spend
$1,000 / 3mo

Top earning rates

  • 6×Hotels · Wyndham Rewards
  • 4×Wyndham destinations · Wyndham Rewards
  • 4×Dining · Wyndham Rewards
  • 4×Travel · Wyndham Rewards

Key benefits

  • $50 Annual Meal Delivery Services Credit · $25
  • Earn Free Night Every Year · $0
  • Save 15% When You Buy Points · $0
  • No Foreign Transaction Fees · $0
  • Wyndham Diamond status, then Platinum · $0
Full Barclays Wyndham Rewards Earner Plus review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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