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Head-to-head, 2026

Barclays Frontier Airlines Chase Sapphire Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Sapphire Preferred

Barclays

Frontier Airlines

Annual fee
$99
Network
mastercard
Welcome value
—
Min spend
$500 / 3mo

Top earning rates

  • 5×Eligible Frontier purchases · Frontier Miles
  • 3×Eligible restaurant purchases · Frontier Miles
  • 1×All other purchases · Frontier Miles

Key benefits

  • Two Free Checked Bags · $140
  • $100 Flight Voucher (Spend Tier) · $100
  • Unlock Free Companion Travel · $0
  • No Blackout Dates · $0
  • Award Redemption Fee Waiver · $0
Full Barclays Frontier Airlines review

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
$937.5
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Chase Travel purchases
  • 5×Peloton equipment and accessory purchases over $150
  • 5×Lyft rides
  • 3×Online groceries

Key benefits

  • Complimentary Apple TV · $156
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Complimentary DashPass Membership · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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