Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Barclays Frontier Airlines Citi Strata Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Citi Strata PremierBigger welcome offer: Citi Strata Premier

Barclays

Frontier Airlines

Annual fee
$99
Network
mastercard
Welcome value
$500
Min spend
$1,000 / 3mo

Top earning rates

  • 5×flights · Frontier Miles
  • 3×dining · Frontier Miles
  • 1×all other purchases · Frontier Miles

Key benefits

  • Two Free Checked Bags · $240
  • 1x miles on all other purchases · $204
  • Earn Elite Status through Spend · $150
  • 3x miles on Dining · $108
  • $100 Anniversary Flight Voucher · $100
Full Barclays Frontier Airlines review

Citi

Strata Premier

Annual fee
$95
Network
mastercard
Welcome value
$600
Min spend
$4,000 / 3mo

Top earning rates

  • 10×car rentals · Citi ThankYou Points
  • 10×attractions · Citi ThankYou Points
  • 10×hotels · Citi ThankYou Points
  • 3×hotels · Citi ThankYou Points

Key benefits

  • Points Transfer to Partners · $150
  • $200 Annual Hotel Benefit · $100
  • Travel Protection Benefits · $50
  • No Foreign Transaction Fees · $30
  • Citi Entertainment® · $20
Full Citi Strata Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer