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Head-to-head, 2026

Barclays Hawaiian Airlines® World Elite Mastercard® Capital One Venture X Rewards

Barclays Hawaiian Airlines® World Elite Mastercard®

$99/yr

Hawaiian Airlines® World Elite Mastercard®
Venture X Rewards

Capital One Venture X Rewards

$395/yr

Every $1 · two cards

Barclays Hawaiian Airlines® World Elite Mastercard® earns more in 0 of 9 categories · Capital One Venture X Rewards in 8

  • Dining
    2×3.1¢ per $1
    2×3.6¢ per $1
  • Groceries
    2×3.1¢ per $1
    2×3.6¢ per $1
  • Gas
    2×3.1¢ per $1
    2×3.6¢ per $1
  • Flights
    1×1.55¢ per $1
    5×9¢ per $1

    via Capital One Travel

  • Hotels
    1×1.55¢ per $1
    10×18¢ per $1

    via Capital One Travel

  • Everything else
    1×1.55¢ per $1
    2×3.6¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Barclays Hawaiian Airlines® World Elite Mastercard®

Barclays

Hawaiian Airlines® World Elite Mastercard®

Annual fee
$99
Network
mastercard
Welcome value
—
Min spend
$2,000 / 3mo

Top earning rates

  • 3×Eligible Hawaiian Airlines and Alaska Airlines purchases · Atmos Rewards
  • 3×Eligible Hawaiian Airlines purchases · HawaiianMiles
  • 2×Eligible gas, dining, and grocery store purchases · Atmos Rewards
  • 2×Gas, dining and eligible grocery store purchases · HawaiianMiles

Key benefits

  • Two Free Checked Bags · $140
  • Inflight Purchase Credit · $100
  • $100 Companion Discount · $100
  • Discounted Hawaiian Airlines flight awards · $0
  • Huaka‘i by Hawaiian · $0
Full Barclays Hawaiian Airlines® World Elite Mastercard® review

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels & rental cars · Capital One Miles
  • 5×Flights and vacation rentals · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection Vacation Rental Experience Credit · $100
  • Premier Collection Hotel Experience Credit · $100
  • Lifestyle Collection Vacation Rental Experience Credit · $50
Full Capital One Venture X Rewards review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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