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All comparisons
Head-to-head, 2026

Barclays JetBlue Business Chase Sapphire Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Sapphire PreferredBigger welcome offer: Chase Sapphire Preferred

Barclays

JetBlue Business

Annual fee
$99
Network
mastercard
Welcome value
$650
Min spend
$4,000 / 3mo

Top earning rates

  • 6×JetBlue · TrueBlue
  • 6×JetBlue Vacations · TrueBlue
  • 6×TrueBlue Travel · TrueBlue
  • 2×Restaurants and office supply stores · TrueBlue

Key benefits

  • Free first checked bag · $140
  • JetBlue Vacations statement credit · $100
  • $0 Fraud Liability · $0
  • Anniversary TrueBlue Points Bonus · $0
  • 50% inflight savings · $0
Full Barclays JetBlue Business review

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
$937.5
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Chase Travel purchases
  • 5×Peloton equipment and accessory purchases over $150
  • 5×Lyft rides
  • 3×Online groceries

Key benefits

  • Complimentary Apple TV · $156
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Complimentary DashPass Membership · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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