Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Barclays JetBlue Plus Chase Sapphire Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Sapphire PreferredBigger welcome offer: Barclays JetBlue Plus

Barclays

JetBlue Plus

Annual fee
$99
Network
mastercard
Welcome value
$910
Min spend
$1,000 / 3mo

Top earning rates

  • 6×Eligible JetBlue purchases · TrueBlue
  • 2×Restaurants and eligible grocery stores · TrueBlue
  • 1×All other purchases · TrueBlue

Key benefits

  • Free first checked bag · $140
  • JetBlue Vacations statement credit · $100
  • 5,000-point anniversary bonus · $0
  • Earn toward Mosaic with purchases · $0
  • $0 Fraud Liability · $0
Full Barclays JetBlue Plus review

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
~$750
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Chase Travel purchases
  • 5×Peloton equipment and accessory purchases over $150
  • 5×Lyft rides
  • 3×Online groceries

Key benefits

  • Complimentary Apple TV · $156
  • Complimentary DashPass Membership · $120
  • Global Entry, TSA PreCheck, or NEXUS Credit · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer