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Head-to-head, 2026

Barclays JetBlue Premier Card Chase Sapphire Reserve

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Barclays JetBlue Premier CardBigger welcome offer: Chase Sapphire Reserve

Barclays

JetBlue Premier Card

Annual fee
$499
Network
mastercard
Welcome value
$1,080
Min spend
$5,000 / 3mo

Top earning rates

  • 6×JetBlue purchases · JetBlue TrueBlue
  • 2×Restaurants · JetBlue TrueBlue
  • 2×Grocery stores · JetBlue TrueBlue
  • 1×All other purchases · JetBlue TrueBlue

Key benefits

  • Additional $1,500 Companion Pass Statement Credit (Spend Tier) · $1500
  • $500 Companion Pass Statement Credit (Spend Tier) · $500
  • TrueBlue Travel statement credit · $300
  • Free first checked bag · $140
  • Global Entry or TSA PreCheck application credit · $120
Full Barclays JetBlue Premier Card review

Chase

Sapphire Reserve

Annual fee
$795
Network
visa
Welcome value
$2,000
Min spend
$6,000 / 3mo

Top earning rates

  • 10×Eligible Peloton equipment and accessory purchases over $150
  • 8×Chase Travel purchases
  • 5×Lyft rides
  • 4×Flights and hotels booked direct

Key benefits

  • Common Carrier Travel Accident Insurance · $1000000
  • 24-Hour Travel Accident Insurance · $100000
  • Emergency Evacuation and Transportation · $100000
  • Auto Rental Collision Damage Waiver · $75000
  • Trip Cancellation and Interruption Insurance · $10000
Full Chase Sapphire Reserve review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer