Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Barclays Miles & More World Elite Mastercard Barclays Wyndham Rewards Earner Plus

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Barclays Miles & More World Elite Mastercard

Barclays

Miles & More World Elite Mastercard

Annual fee
$89
Network
mastercard
Welcome value
~$910
Min spend
$4,000 / 3mo

Top earning rates

  • 2×Tickets purchased directly from eligible Miles & More integrated airline partners
  • 1×All other purchases · Miles & More

Key benefits

  • Two Lufthansa Business Lounge vouchers · $0
  • Miles & More status conversion · $0
  • No Foreign Transaction Fees · $0
  • Annual Companion Ticket · $0
Full Barclays Miles & More World Elite Mastercard review

Barclays

Wyndham Rewards Earner Plus

Annual fee
$95
Network
mastercard
Welcome value
—
Min spend
$1,000 / 3mo

Top earning rates

  • 6×Hotels · Wyndham Rewards
  • 4×Wyndham destinations · Wyndham Rewards
  • 4×Dining · Wyndham Rewards
  • 4×Travel · Wyndham Rewards

Key benefits

  • $50 Annual Meal Delivery Services Credit · $25
  • Earn Free Night Every Year · $0
  • Save 15% When You Buy Points · $0
  • No Foreign Transaction Fees · $0
  • Wyndham Diamond status, then Platinum · $0
Full Barclays Wyndham Rewards Earner Plus review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer