Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Barclays Miles & More World Elite Mastercard Barclays Wyndham Rewards Earner Plus

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Barclays Miles & More World Elite MastercardBigger welcome offer: Barclays Miles & More World Elite Mastercard

Barclays

Miles & More World Elite Mastercard

Annual fee
$5
Network
mastercard
Welcome value
$600
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Flights · Miles & More
  • 1×All other purchases · Miles & More

Key benefits

  • Annual Companion Ticket · $400
  • No foreign transaction fees · $0
  • Auto rental collision insurance · $0
  • Two Lufthansa Business Lounge vouchers · $0
  • Miles & More status conversion · $0
Full Barclays Miles & More World Elite Mastercard review

Barclays

Wyndham Rewards Earner Plus

Annual fee
$75
Network
mastercard
Welcome value
$400
Min spend
$1,000 / 3mo

Top earning rates

  • 6×Hotel · Wyndham Rewards
  • 6×Gas · Wyndham Rewards
  • 4×Dining · Wyndham Rewards
  • 4×Groceries · Wyndham Rewards

Key benefits

  • Wyndham Diamond status, then Platinum · $0
  • National Emerald Club Executive status · $0
  • Cardmember booking discount · $0
  • Points Payback statement-credit redemption · $0
  • No foreign transaction fees · $0
Full Barclays Wyndham Rewards Earner Plus review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer