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All comparisons
Head-to-head, 2026

Barclays Miles & More World Elite Mastercard Barclays Wyndham Rewards Earner Premier Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Barclays Miles & More World Elite Mastercard

Barclays

Miles & More World Elite Mastercard

Annual fee
$89
Network
mastercard
Welcome value
~$650
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Tickets purchased directly from eligible Miles & More integrated airline partners · Miles & More
  • 1×All other purchases · Miles & More

Key benefits

  • Miles & More status conversion · $0
  • Two Lufthansa Business Lounge vouchers · $0
  • No Foreign Transaction Fees · $0
  • Annual Companion Ticket · $0
Full Barclays Miles & More World Elite Mastercard review

Barclays

Wyndham Rewards Earner Premier Card

Annual fee
$395
Network
mastercard
Welcome value
—
Min spend
$6,750 / 6mo

Top earning rates

  • 8×Eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles. · Wyndham Rewards
  • 4×Dining · Wyndham Rewards
  • 4×Grocery stores · Wyndham Rewards
  • 4×Travel · Wyndham Rewards

Key benefits

  • Global Entry or TSA PreCheck application fee credit · $120
  • $100 Annual Streaming Credit · $100
  • $100 Annual Credit for Eligible Hotel Purchases · $100
  • Complimentary Wyndham Rewards Insider Subscription ($95/Year Value) · $95
  • $65 Annual Wholesale Statement Credit · $65
Full Barclays Wyndham Rewards Earner Premier Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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