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All comparisons
Head-to-head, 2026

Barclays Miles & More World Elite Mastercard Capital One Venture Rewards

Barclays Miles & More World Elite Mastercard

$89/yr

Miles & More World Elite Mastercard
Venture Rewards

Capital One Venture Rewards

$95/yr

Every $1 · two cards

Barclays Miles & More World Elite Mastercard earns more in 0 of 9 categories · Capital One Venture Rewards in 8

  • Dining
    1×1.3¢ per $1
    2×3.6¢ per $1
  • Groceries
    1×1.3¢ per $1
    2×3.6¢ per $1
  • Gas
    1×1.3¢ per $1
    2×3.6¢ per $1
  • Flights
    1×1.3¢ per $1
    2×3.6¢ per $1
  • Hotels
    1×1.3¢ per $1
    5×9¢ per $1

    via Capital One Travel

  • Everything else
    1×1.3¢ per $1
    2×3.6¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Barclays Miles & More World Elite MastercardBigger welcome offer: Capital One Venture Rewards

Barclays

Miles & More World Elite Mastercard

Annual fee
$89
Network
mastercard
Welcome value
~$650
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Tickets purchased directly from eligible Miles & More integrated airline partners · Miles & More
  • 1×All other purchases · Miles & More

Key benefits

  • Miles & More status conversion · $0
  • Two Lufthansa Business Lounge vouchers · $0
  • No Foreign Transaction Fees · $0
  • Annual Companion Ticket · $0
Full Barclays Miles & More World Elite Mastercard review

Capital One

Venture Rewards

Annual fee
$95
Network
visa
Welcome value
$1,050
Min spend
$4,000 / 3mo

Top earning rates

  • 5×Hotels, vacation rentals, and rental cars · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×Every purchase · Capital One Miles

Key benefits

  • Global Entry or TSA PreCheck credit · $120
  • $50 Lifestyle Collection experience credit · $50
  • Capital One Offers · $0
  • Capital One Entertainment access · $0
  • No Foreign Transaction Fees · $0
Full Capital One Venture Rewards review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer