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All comparisons
Head-to-head, 2026

Barclays Miles & More World Elite Mastercard Citi Strata Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Barclays Miles & More World Elite MastercardBigger welcome offer: Barclays Miles & More World Elite Mastercard

Barclays

Miles & More World Elite Mastercard

Annual fee
$89
Network
mastercard
Welcome value
$700
Min spend
$3,000 / 3mo

Top earning rates

  • 2×airline tickets · Miles & More
  • 1×all other purchases · Miles & More

Key benefits

  • Annual Companion Ticket · $300
  • 1x Miles on All Other Purchases · $220
  • Status Management Miles Boost · $100
  • Two Lufthansa Business Lounge Vouchers · $70
  • 2x Miles on Partner Airlines · $60
Full Barclays Miles & More World Elite Mastercard review

Citi

Strata Premier

Annual fee
$95
Network
mastercard
Welcome value
$600
Min spend
$4,000 / 3mo

Top earning rates

  • 10×car rentals · Citi ThankYou Points
  • 10×attractions · Citi ThankYou Points
  • 10×hotels · Citi ThankYou Points
  • 3×hotels · Citi ThankYou Points

Key benefits

  • Points Transfer to Partners · $150
  • $200 Annual Hotel Benefit · $100
  • Travel Protection Benefits · $50
  • No Foreign Transaction Fees · $30
  • Citi Entertainment® · $20
Full Citi Strata Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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