Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Barclays Wyndham Rewards Earner Business Card Chase Sapphire Preferred

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Chase Sapphire Preferred

Barclays

Wyndham Rewards Earner Business Card

Annual fee
$95
Network
mastercard
Welcome value
$400
Min spend
$3,000 / 3mo

Top earning rates

  • 8×Hotels · Wyndham Rewards
  • 8×Gas · Wyndham Rewards
  • 5×Marketing and advertising · Wyndham Rewards
  • 5×Utilities · Wyndham Rewards

Key benefits

  • $65 Wholesale Membership Club Credit · $65
  • 20% Discount on Free Night Redemptions · $0
  • 15% Discount on Points Purchases · $0
  • Emerald Club Executive Status · $0
  • Cell Phone Protection · $0
Full Barclays Wyndham Rewards Earner Business Card review

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
$937.5
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Travel · Chase Ultimate Rewards
  • 5×Rideshare · Chase Ultimate Rewards
  • 3×Online grocery stores · Chase Ultimate Rewards
  • 3×Dining · Chase Ultimate Rewards

Key benefits

  • Complimentary Apple TV · $156
  • Complimentary DashPass Membership · $120
  • Global Entry, TSA PreCheck, or NEXUS Credit · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer