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All comparisons
Head-to-head, 2026

Barclays Wyndham Rewards Earner Business Card Citi Strata Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Barclays Wyndham Rewards Earner Business Card

Barclays

Wyndham Rewards Earner Business Card

Annual fee
$95
Network
mastercard
Welcome value
$800
Min spend
$2,000 / 3mo

Top earning rates

  • 8×hotels · Wyndham Rewards
  • 8×gas · Wyndham Rewards
  • 5×advertising · Wyndham Rewards
  • 5×utilities · Wyndham Rewards

Key benefits

  • 5x points on Marketing/Ads/Utilities · $500
  • 8x points on Gas and Wyndham Stays · $384
  • Automatic Diamond Elite Status · $300
  • 15,000 Anniversary Bonus Points · $150
  • 10% Redemptions Discount · $100
Full Barclays Wyndham Rewards Earner Business Card review

Citi

Strata Premier

Annual fee
$95
Network
mastercard
Welcome value
$600
Min spend
$4,000 / 3mo

Top earning rates

  • 10×car rentals · Citi ThankYou Points
  • 10×attractions · Citi ThankYou Points
  • 10×hotels · Citi ThankYou Points
  • 3×hotels · Citi ThankYou Points

Key benefits

  • Points Transfer to Partners · $150
  • $200 Annual Hotel Benefit · $100
  • Travel Protection Benefits · $50
  • No Foreign Transaction Fees · $30
  • Citi Entertainment® · $20
Full Citi Strata Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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