Barclays Wyndham Rewards Earner Plus Bilt Bilt Palladium Card
Barclays Wyndham Rewards Earner Plus
$95/yr
Bilt Palladium Card
$495/yr
Every $1 · two cards
Barclays Wyndham Rewards Earner Plus earns more in 0 of 9 categories · Bilt Palladium Card in 9
- Dining4×2.2¢ per $12×4.4¢ per $1
- Groceries4×2.2¢ per $12×4.4¢ per $1
- Gas1×0.55¢ per $12×4.4¢ per $1
- Flights4×2.2¢ per $13×6.6¢ per $1
via Bilt Travel
- Hotels4×2.2¢ per $14×8.8¢ per $1
via Bilt Travel
- Everything else1×0.55¢ per $12×4.4¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
Barclays
Wyndham Rewards Earner Plus
- Annual fee
- $95
- Network
- mastercard
- Welcome value
- —
- Min spend
- $1,500 / 6mo
Top earning rates
- 6×Eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles · Wyndham Rewards
- 4×Eligible Vacation Club purchases · Wyndham Rewards
- 4×Dining · Wyndham Rewards
- 4×Travel · Wyndham Rewards
Key benefits
- $50 Annual Meal Delivery Services Credit · $25
- Anniversary Bonus Points · $0
- Earn Free Night Every Year · $0
- Save 15% When You Buy Points · $0
- No Foreign Transaction Fees · $0
Bilt
Bilt Palladium Card
- Annual fee
- $495
- Network
- mastercard
- Welcome value
- $1,050
- Min spend
- $4,000 / 3mo
Top earning rates
- 5×Bilt dining · Bilt Points
- 4×Everyday purchases · Bilt Cash
- 4×Lyft · Bilt Points
- 4×Hotels · Bilt Points
Key benefits
- $400 Bilt Travel Hotel Credit · $200
- $200 of Bilt Cash · $200
- Concierge Service. · $0
- No Foreign Transaction Fees · $0
- Priority Pass Membership · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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