Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Bilt Bilt Palladium Card Chase Ink Business Premier

Bilt Palladium Card

$495/yr

Bilt Palladium Card
Ink Business Premier

Chase Ink Business Premier

$195/yr

Every $1 · two cards

Bilt Palladium Card earns more in 9 of 9 categories · Chase Ink Business Premier in 0

  • Dining
    2×4.4¢ per $1
    2%2¢ per $1
  • Groceries
    2×4.4¢ per $1
    2%2¢ per $1
  • Gas
    2×4.4¢ per $1
    2%2¢ per $1
  • Flights
    3×6.6¢ per $1

    via Bilt Travel

    5%5¢ per $1

    via Chase Travel

  • Hotels
    4×8.8¢ per $1

    via Bilt Travel

    5%5¢ per $1

    via Chase Travel

  • Everything else
    2×4.4¢ per $1
    2%2¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Chase Ink Business PremierBigger welcome offer: Bilt Bilt Palladium Card

Bilt

Bilt Palladium Card

Annual fee
$495
Network
mastercard
Welcome value
$1,050
Min spend
$4,000 / 3mo

Top earning rates

  • 5×Bilt dining · Bilt Points
  • 4×Everyday purchases · Bilt Cash
  • 4×Lyft · Bilt Points
  • 4×Hotels · Bilt Points

Key benefits

  • $400 Bilt Travel Hotel Credit · $200
  • $200 of Bilt Cash · $200
  • Concierge Service. · $0
  • No Foreign Transaction Fees · $0
  • Priority Pass Membership · $0
Full Bilt Bilt Palladium Card review

Chase

Ink Business Premier

Annual fee
$195
Network
visa
Welcome value
$1,000
Min spend
$10,000 / 3mo

Top earning rates

  • 5×Purchases made using your card through Chase Travel · Chase Ultimate Rewards
  • 5×Qualifying Lyft products and services purchased through the Lyft mobile application · Chase Ultimate Rewards
  • 2.5×Every purchase totaling $5,000 or more · Chase Ultimate Rewards
  • 2×Each $1 spent · Chase Ultimate Rewards

Key benefits

  • $0 Fraud Liability · $0
  • Trip Cancellation and Interruption Insurance · $0
  • Extended Warranty · $0
  • Travel and Emergency Assistance Services · $0
  • 24/7 Fraud Monitoring · $0
Full Chase Ink Business Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer