Bilt Bilt Palladium Card Chase World of Hyatt Business
Bilt Palladium Card
$495/yr
Chase World of Hyatt Business
$199/yr
Every $1 · two cards
Bilt Palladium Card earns more in 9 of 9 categories · Chase World of Hyatt Business in 0
- Dining2×4.4¢ per $11×1.65¢ per $1
- Groceries2×4.4¢ per $11×1.65¢ per $1
- Gas2×4.4¢ per $11×1.65¢ per $1
- Flights3×6.6¢ per $1
via Bilt Travel
1×1.65¢ per $1 - Hotels4×8.8¢ per $1
via Bilt Travel
1×1.65¢ per $1 - Everything else2×4.4¢ per $11×1.65¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
Bilt
Bilt Palladium Card
- Annual fee
- $495
- Network
- mastercard
- Welcome value
- $1,050
- Min spend
- $4,000 / 3mo
Top earning rates
- 5×Bilt dining · Bilt Points
- 4×Everyday purchases · Bilt Cash
- 4×Lyft · Bilt Points
- 4×Hotels · Bilt Points
Key benefits
- $400 Bilt Travel Hotel Credit · $200
- $200 of Bilt Cash · $200
- Concierge Service. · $0
- No Foreign Transaction Fees · $0
- Priority Pass Membership · $0
Chase
World of Hyatt Business
- Annual fee
- $199
- Network
- visa
- Welcome value
- ~$1,155
- Min spend
- $7,000 / 3mo
Top earning rates
- 4×Qualifying purchases at Hyatt Hotels · World of Hyatt
- 2×Top three spend categories each quarter · World of Hyatt
- 2×Fitness club and gym memberships · World of Hyatt
- 1×All other purchases · World of Hyatt
Key benefits
- Up to $100 Annual Hyatt Credit · $100
- Quarterly DoorDash non-restaurant discount · $10
- World of Hyatt Discoverist status · $0
- Purchase Protection · $0
- Roadside Assistance · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
Get my personal answer