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All comparisons
Head-to-head, 2026

Bilt Bilt Palladium Card HSBC Corporate World Elite Mastercard Business Card

Bilt Palladium Card

$495/yr

Bilt Palladium Card
Corporate World Elite Mastercard Business Card

HSBC Corporate World Elite Mastercard Business Card

$295/yr

Every $1 · two cards

Bilt Palladium Card earns more in 9 of 9 categories · HSBC Corporate World Elite Mastercard Business Card in 0

  • Dining
    2×4.4¢ per $1
    No rate
  • Groceries
    2×4.4¢ per $1
    No rate
  • Gas
    2×4.4¢ per $1
    No rate
  • Flights
    3×6.6¢ per $1

    via Bilt Travel

    No rate
  • Hotels
    4×8.8¢ per $1

    via Bilt Travel

    No rate
  • Everything else
    2×4.4¢ per $1
    No rate

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: HSBC Corporate World Elite Mastercard Business Card

Bilt

Bilt Palladium Card

Annual fee
$495
Network
mastercard
Welcome value
$1,050
Min spend
$4,000 / 3mo

Top earning rates

  • 5×Bilt dining · Bilt Points
  • 4×Everyday purchases · Bilt Cash
  • 4×Lyft · Bilt Points
  • 4×Hotels · Bilt Points

Key benefits

  • $400 Bilt Travel Hotel Credit · $200
  • $200 of Bilt Cash · $200
  • Concierge Service. · $0
  • No Foreign Transaction Fees · $0
  • Priority Pass Membership · $0
Full Bilt Bilt Palladium Card review

HSBC

Corporate World Elite Mastercard Business Card

Annual fee
$295
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • No bonus categories on file

Key benefits

  • TSA PreCheck or Global Entry Credit · $85
  • Mastercard Lowest Hotel Rate Guarantee · $0
  • Mastercard Hotel Stay Guarantee · $0
  • Mastercard ID Theft Protection · $0
  • Mastercard Easy Savings · $0
Full HSBC Corporate World Elite Mastercard Business Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer